COVID Rental and Mortgage Assistance

The Rental & Mortgage Assistance Program will provide temporary rental and mortgage assistance, for up to six months, to low- and moderate-income (households at or below 80% of the Area Median Income) that have had a substantial reduction in income or became unemployed due to the COVID-19 pandemic only. The assistance, per month for rental assistance and mortgage assistance, will be capped at HUD’s MSA Small Area FY 2021 fair market rents by zip code or the total of the rent or mortgage payment, whichever is lesser (see chart below).  Persons applying must meet all applicable program income and eligibility requirements.  Please review the Program Guidelines for more information regarding rent caps and income eligibility and for contact information should you need additional assistance.  

Unfortunately, if you are having difficulty paying your rent but your circumstances are not related to impacts caused by COVID-19, these funds cannot be used to assist you.  Please visit the following websites for more information about State and County programs that you may be eligible for:

New Jersey Department of Community Affairs, Division of Housing and Community Resources, DCAid Services

Camden County Council on Economic Opportunity, Inc.

Applications are on a first come, first serve basis. Prior to beginning your online application process please take some time to obtain the following documents which will be required to complete your application and then scroll to the bottom of the page to apply:

All Applicants: 

  • 2019 Tax Return (complete with all schedules)
  • Government ID for all household members (front and back) 
  • Notice of Unemployment Insurance Award (All applicable household members) (if not available Layoff Letter, Notice of Unemployment Claim Filed)
  • Evidence of all other income: (child support, disability, worker’s comp, etc.) – all household members
  • The two most recent months of bank statements – all accounts
  • Your Lease or most recent Mortgage Statement
  • A Statement explaining how your income was lessened due to COVID-19

Wage Earners:

  • Four most recent paystubs (if unemployed - last four paystubs before separation) –all applicable household members


  • 2019 and 2020 Schedule C from Income Tax returns or monthly Profit and Loss statements
  • 2019 and 2020 monthly bank statements (all pages)
  • Explanation of Business Loss and how it relates to COVID-19

If Retired:

  • Social Security Award Letter
  • Pension Statement 
  • Retirement Distribution Statement (401k, IRA, etc.)
  • Evidence of other retirement income